WAYNE
COOPERATIVE INSURANCE COMPANY
NOTICE
OF PRIVACY POLICY
Our Privacy Notice
We at Wayne Cooperative understand the level of trust
that you have placed with us and are committed to maintaining that
trust. We will
safeguard your information. We
will attempt to keep your information up-to-date and accurate.
We will not disclose your nonpublic personal information to
anyone except as authorized by law.
Wayne Cooperative does not sell information about you
to others. This
notice explains our privacy policy and applies to current and former
customers alike.
Collecting Information
We may collect information from you to properly maintain and
service your account. Some
of this is called “Nonpublic Personal Information” which
generally means any information that you provide us or the
information we obtain in connection with your policy or claim or the
information resulting from your transactions with us.
This information comes from the following sources (examples
noted under each source are not necessarily a complete list):
-
Application
Information
You provide us with most of the information we need to
process your policy or claim on the application for insurance,
loss notice, other forms or by telephone. This information may include your name, address, telephone
number, social security number, driver’s license number, and
date of birth, employment, gender, marital status, and prior
insurance information.
- Third Party Information
This is information we receive to verify or supplement
your application or loss notice. This information may come from property inspection reports,
credit reports, medical reports, motor vehicle reports and your
agent or broker.
- Transaction Information
Your file may contain information that we develop and
maintain based on transactions and experiences you have with us.
This may include account balances, payment history, and
loss history.
Information Disclosure
We may disclose certain information about you to third
parties with your consent or at your direction. We may provide certain information about you to nonaffiliated
third parties without your permission for the conduct of our
business or as required by law.
Information may be provided to others to provide business
services for us, performing general administrative activities for
us, provided for audit or research purposes, or to law enforcement
or regulatory agencies to help us prevent fraud, other insurers or
consumer reporting agencies. We
may make other disclosures only as permitted by law.
Whenever we hire third parties to provide services for our
benefit, we will require them to conform to our standards of
privacy.
Your Medical Information
We may obtain medical information only in connection with
specific policies or claims. We
will not use or share personally identifiable medical information
for any purpose other than the underwriting or administration of
your policy, claim, or account.
We may make other disclosures only as permitted by law.
Protecting Your Personal
Information From Unauthorized Access
We treat your information in a confidential manner.
We limit access to information about you to employees who
need to know that information to provide products or services for
you. We maintain
physical, electronic, and procedural safeguards that comply with
state and federal regulations to guard the information about you.
All employees are required to comply with our established
policies and are subject to our normal disciplinary process for any
violations of this policy.
Access to and Correction of
Information
Upon your written request, we will make available certain
information we have collected for your review.
Information collected in connection with, or in anticipation
of, any claim or legal proceeding will not be made available. You have the right to request correction of any inaccurate
information. We will
promptly update or correct any erroneous information.
For More Information
This policy may change
from time to time and you will be notified of any changes.
We will provide you with the most recent privacy policy
annually as long as you maintain an ongoing relationship with us.
For further information, you may contact us at 1-800-724-1648
or write to us at Privacy Officer, Wayne Cooperative Insurance Co,
PO Box 72, Clyde, NY 14433-0072
or email us at: privacy@waynecoopinsco.com |
