Homeowners Policy Program by Wayne Cooperative Insurance Company
The Wayne Cooperative Homeowners Policy Program offers insurance coverage for owner occupied dwellings containing no more than four families and being used primarily for residential purposes.  The program can include but is not limited to coverage for dwellings, personal property, other structures and liability. 

It is important to note that all risks are subject to underwriting and certain risks are not eligible to be written with the Wayne Cooperative Insurance Company.

Wayne Cooperative Insurance Company is licensed in New York State. Statutorily, we are unable to write business in the counties of New York (Manhattan), Kings, Queens, Richmond (Staten Island), Bronx. In addition, we do not write in Nassau or Suffolk counties.
Wayne Cooperative Insurance Company
10267 Old Route 31 Clyde NY 14433
Phone (315) 923-2861 Fax (315) 923-9135

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